Mortgage Morass
Information concerning the country’s current mortgage morass is overwhelming. These columns attempt to aid guests at the NACTT Academy’s web site by selecting articles deemed to provide particularly relevant information on these issues.

HAMP SERVICERS as of Nov. 12, 2009.

The First Step: Understanding Some Common Foreclosure Terms  (Creditor Comment) Kristin A. Schuler-Hintz helps the distressed homeowner understand some of the terms and options when facing foreclosure.

Subprime Loans – Where It All Began A look at how the subprime mortgage market grew, and then imploded.

July 2010 Home Sales Lowest in 15 Years.

Article on HAMP Failures.

Private Sector Mortgage Modifications Increasing 10% in June 2010.

Foreclosure Rates Hitting Minorities at Twice Average Rate.

Section 8 Good for the Housing Market in Atlanta.

Industry Blog by RealtyTrac’s Rick Sharga on Foreclosure Activity.

Numbers Disappoint in Loan Modifications.

Article Questioning Effectiveness of Government Programs to Save Mortgages.

Foreclosures Do Not Discriminate Against Nation’s Most Creditworthy.

FTC Cracks Down on Mortgage Scams.

Foreclosures Up in 75% of Top U.S. Metro Areas in First Half of 2010.

Ad Council and US Govt. to Launch Public Service Ads for HAMP Assistance.

Article on Debt Collectors Taking Over Mortgages.

Wikipedia Analysis of Sub Prime Mortgage Morass.

Dilemma of Negative Equity.

Defaults in High End Homes.

Mortgage Rates at Historic Lows.

Government Accounting Office June 2010 Report on Troubled Asset Relief Program(TARP).

Refi’s Up but Sales are Down.

Mortgage Bankers Association Report on 8.8% increase in Mortgage Applications in Last Week of June.

Fannie-Freddie Bailout Costing Taxpayers Almost $1 Trillion.

Beware of Mortgage Scams.

Industry Blog on Reverse Mortgages Slowing Down.

Industry Blog on Fourth Month of Falling Mortgage Delinquencies.

New Home Sales Plunge 33% to Lowest since 1963.

Mortgage Rates at Historic Low.

House Oversight Committee Slams Mortgage Lenders on Modifications.

Former Fannie Mae Exec Bashes Loan Mod Program.

Deeds-in-Lieu Gaining Ground as Foreclosure Alternative.

California Gives Help to Underwater Mortgages.

Interview with Yuri Shestopaloff, author of new book Mortgages and Annuities: An Introduction.

RealtyTrac Report on Falling Foreclosures and Increasing Repossessions as the Industry Manages Inventory.

Both Sides of the Countrywide Settlement.

Most Mortgage Modifications Default within 12 Months.

Advice on How to Hold on to Your Home.

Big Changes to Mortgage Modifications Effective June 1, 2010.

HAMP: Help or Hindrance?

Profits in the Foreclosure Business.

Considering the Risks of Strategic Defaults.

RealtyTrac Forecasts 20% Increase in Foreclosures for 2010.

National Bureau of Economic Research published paper blaming BAPCPA for increased mortgage defaults.

Industry Blog on Eliminating Fannie and Freddie.