Chapter 13 Considerations
These columns contain some of the wisdom acquired by recognized judges, academics and other leaders in the chapter 13 community when they reflect on chapter 13 issues. Reading these columns will provide perspective on the principles and purposes of chapter 13.

The Loss Mitigation Option While We Wait For A Conclusion On Cram-Down   Dan West, a creditor's attorney, notes although the proposed legislation, which may provide bankruptcy courts with authority to modify residential mortgages, has not been enacted, there are other avenues debtors may pursue with their mortgage lenders.

A Market-Based Approach To Debtors' Attorney Fees Judge Diehl provides a thoughtful discussion of the complicated issue of appropriate fees for the counsel for the debtor and explains the nuanced approach of the Atlanta court, which could serve as a model for other courts.

Why is all disposable income payable in Chapter 13? ALL disposable income – may not be the best approach. Judge Gene Wedoff provides a glimpse at “a fairer and more efficient approach to payment of future income in bankruptcy.”

Chapter 13 Under The Bankruptcy Act And Chandler Amendments  Robert Goering, Sr., a bankruptcy attorney in Cincinnati, Ohio, who maintains an active bankruptcy practice representing debtors and creditors in consumer and business cases, began filing chapter 13 cases in 1963.

Judge Grant Considers Chapter 13  Judge Grant reviews some overlooked and under-appreciated opportunities only available to a debtor in a chapter 13 bankruptcy.

Judge Boulden employs her lengthy bankruptcy experience to view the current chapter 13 environment.  This article catalogues multiple changes in chapter 13 over the years and concludes there is a continuity of elements which continue to allow for success.

Judge Littlefield stresses the significance of counsel focusing on their specific chapter 13 cases.  This article reviews some of the proceedings which receive the attention of a judge hearing chapter 13 cases and warns of the danger of simply viewing repetitive issues as identical issues.

Judge Parsons: How Chapter 13 Could Be Even More Helpful In The Mortgage Crisis.  This article considers the national financial problems and chapter 13’s present ability to assist debtors and creditors, which, with Congressional action, could provide an enhanced opportunity to address the mortgage crisis.

Judge Kennedy: Considering the Advantages of Chapter 13. Chapter 13 becomes a judge's favorite.

Judge Markell: A Great Business To Be In. Chapter 13 is the business of hope and redemption.

David Epstein Considers Chapter 13. Professor Epstein thinks there are just too many rules.